As your clients age, planning for future care needs becomes a top priority. One effective way to address this concern is by considering products with chronic illness (CI) or long-term care (LTC) coverage, which can also provide a death benefit.
Securian Financial is one of the few carriers that accepts a 1035 exchange and can split the funds in-house, allowing clients to repurpose their old policy into two new ones tailored to their specific goals.
