Before retirement, your clients may encounter various financial risks. These include diminishing needs such as income replacement, mortgage payoff, and funding for children's education, which can be effectively managed with term insurance.
Additionally, with advancing age, new challenges arise. These encompass reduced social security benefits upon the first spouse's passing, escalating healthcare expenses, and heightened financial risks. Permanent insurance presents a strategic solution to mitigate these evolving risks.
Discover "Butterfly Chart" resources including:
