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A retiree turning 65 today is expected to live, on average, another 22 years. And that’s just the average – approximately 50% of the people turning 65 today will live longer than their projected life expectancy.¹

IncomeShield series fixed index annuities are designed to help “shield” a portion of a client's portfolio from concerns like “Will I still have money if I live to age 99?”. It offers the crucial benefit of asset protection, without loss of principal from index volatility, along with other benefits like a 10% premium bonus and guaranteed monthly income for life.

If you have a client concerned about outliving their retirement funds, use this sales tool to help them understand their longevity potential and how IncomeShield can ensure they have income for their lifetime. 

1. LIMRA Secure Retirement Institute analysis of the Human Mortality Database, University of California, Berkeley (USA) and Max Planck Institute for Demographic Research (Germany) and 2015 U.S. Population Mortality. Available at www.mortality.org or www.humanmortality.de.