The Corporate Transparency Act (CTA), went into effect in January. It captures more information on foreign and domestic individuals with ownership in certain entities.

While the CTA creates a significant reporting burden for legal and tax professionals, the increased transparency in ownership is a great opportunity to offer life insurance. 

A US life insurance policy can help to provide liquidity where there is a US tax liability, and unlike residents of the US, nonresident foreign nationals can personally own a life insurance policy outright without it being subject to US income or estate taxes.

The increased transparency in ownership is a great opportunity to offer life insurance!

Join Amanda Fleskoski from Protective for: Adding Group Term Carve Out to your Selling Mix

Protective webinar, this afternoon, 2:00 pm CT

Do you have business owner clients?
Do you want to provide them with a solution they can’t resist…while making a hefty commission?
Join Amanda Fleskoski, RVP with Protective Life for our upcoming webinar, to find out how to add ‘Group Term Carve Out’ to your selling mix.

Announcing a new way to protect your business clients. Check out Protective Executive 10-Year Term, a group term carve-out solution tailored for executives.

See the updates for our Protective Strategic Objectives II VUL.

Protect NY clients with our latest IUL offering.

Check out 5 strategies to help connect with clients and grow your life insurance business.

View our April Field News Monthly.

Learn about the $12 trillion financial need you may be overlooking.

Find out how to help your brand and build relationships.

Check out our improved Term rates.

Look...Forbes ADVISOR recently gave 5 Stars to Select-a-Term.

IUL credited rates: Quarterly update.

Download our newly updated Factfinder tool, simplifying the process of collecting critical information from your clients.

Check out sales ideas for small businesses.

Customize your client’s life policy with benefits & riders.

Introducing Symetra’s Cancer Care Compass, offering a unique combination of cancer benefits and services to help live longer and healthier lives.

No one can predict what challenges the future will bring, but Symetra’s indexed universal life insurance (IUL) products can help clients prepare for them. Explore our producer guide.

Check out our Trimester April Sales Ideas: Estate Planning Opportunities in the Political Debate.

Check out FlexGuard Life (IVUL), an innovative, highly customizable life insurance designed to meet clients’ unique needs.

Check out our cap and step rate changes to FlexGuard Life, effective April 15, 2024.

See you next time...The shopping trip to our Simplified Issue One-Stop Shop is coming to a close. However, our store is always open.

See why variety is our jam.

See the opportunity you might be overlooking.

Don’t miss this business owner insights webinar.

Check out the new research showing what’s top of mind for your business clients.

Looking for tools to help answer some of the top questions on the minds of investors? Check out Lincoln’s Chief Investment Officer, Jayson Bronchetti.

View our latest edition of The Lincoln Leader (April 15, 2024).

If you have clients looking for growth opportunities, variable universal life insurance may fit their needs. Lincoln AssetEdge® VUL is a solution that offers more to clients, with investment options and the flexibility they need to reach their goals.

Understand the risk that longevity can pose to retirement security.

Share how life insurance can help with tax diversification in our new video.

The 1040 tax return can be a valuable tool for your business, revealing potential opportunities for you to better serve your clients. Find out what you should look for.

Turn your client's tax return into a sales tool.

Could you use a comprehensive hub of ideas to help clients maximize their assets and minimize their taxes? Look no further than securian.com/life-ideas.

Join Vern Carlson, MMSD Life National Sales Manager and Mark Drauschke, Head of UL and VUL Product Development, for a deep dive into the new accumulation Apex VUL product.

Tap into the employer market with Premier Benefit IUL.

See how you can use our robust living-benefits portfolio to customize your protection sales.

Listen to the latest episode of Hancock Talks where Mark Berry draws on over 20 years' experience to share how you can prepare clients for what many cite as their top financial surprise in retirement — taxes.

Check out our latest NL Edge Weekly News.

Check out our new Participating Declared Loan (PDL) type, which became available on March 30 (all states except NY).

Market compliantly in the 403(b) marketplace.

Final days to register for the June CPA Symposium. Reserve your seat today.

Reserve your seat for: How the 2024 Election Could Impact Your Client.

Learn how Builder Plus IUL 3 can provide a balanced strategy for life.

Check out the illustrated rate changes for IUL policies.

Get an underwriting quote in just minutes...

How much faster could your producers close business? Maybe this fast...

Check out new business and underwriting best practices.

Easily submit clients' life insurance applications with eSubmission.

Make life easier. On clients' terms with LifeInsight.

Put our underwriting programs to work for your clients to ensure they receive the convenience and quick decisions they prefer.

Download our Business Insurance Solutions Field underwriting guide to help you navigate the underwriting process.

Ready to enhance your clients' retirement strategies?
View or tax planning client guide.
Share our tax-efficiency worksheet.

Access our Advanced Markets Minute in both print and audio form. The latest article is called: I Read That I Can Deduct It."

Everybody talks about the importance of estate planning, for everybody...Now, National Life Advanced Markets is offering an 8-part webinar series to help you answer. Take a look.

Advanced Planning Insights - President Biden's proposed 2025 budget...

Join us for a deep dive into Lincoln’s Conversation Catalyst Tool. Find out how to research long-term costs by region or state and walk clients through choosing their care preferences. Discover valuable tools to create a personalized, effective LTC plan for clients.

Cash and Reimbursement Benefits: Learn how traditional LTCi gives clients the flexibility to choose.

Use our Care Coordination Sales Idea flyer to learn how our care coordination benefit helps families manage their loved one's long-term care.

Read our latest Care Solutions Newsletter.

As our Baby Boomer generation continues to age closer to the potential need, the news media continues to beat the drum on the importance of implementing an extended care plan:

• Hey Boomer: Medicare Won’t Cover Your Long-Term Care (forbes.com)

• 4 signs that you need long-term care insurance, according to experts - CBS News

• Nearly 7 Million Americans Have Alzheimer's, and Caregivers Are Stressed (usnews.com)

MYGA laddering for rate uncertainty

Your clients may be looking for ways to take advantage of interest rates that are currently at a 23-year high before they potentially drop. Suggest a laddering strategy with a Multi-Year Guaranteed Single Premium Deferred Annuity.

Keep your annuity business fresh...

Your clients want to shield their money from losses - but also want it to grow. Show them how to stay positioned for growth, even in a down market, and protect their portfolio.  It is now possible with the 1 Yr S&P 500 Dual Trigger account on a Lincoln fixed indexed annuity.

• Learn about the Lincoln Dual Trigger Account.

• View current Lincoln OptiBlend Rates.

Copyright © 2024  3 Mark Financial, Inc., All rights reserved.

Our mailing address is:
marketing@3markmarketing.3mark.email

Want to change how you receive these emails?
You can unsubscribe from this list.