We’re excited to announce the launch of American National’s Smart Start Accumulator Series — two single premium fixed indexed annuities designed to give your clients a powerful head start in building their financial future.
Here’s what makes this product stand out:
🌟 Best Entry Window (90 Days):
Clients automatically get the lowest index value within the first 90 days—at no additional cost.
💸 Premium Enhancements up to 20%:
Provide your clients with immediate growth potential. Two enhancement options available, including a no-fee option!
📈 Effortless Portfolio Allocation:
Three risk-based index strategies (Conservative, Moderate, Aggressive) or a fully customizable blend — all backed by Modern Portfolio Theory.
🛡 Downside Protection, Upside Potential:
With a 0% floor and strategies tied to top-performing indices like the S&P 500®, Invesco QQQ, and Morningstar® Global Wide Moat.
🔓 Flexible Liquidity Options:
Up to 10% annual withdrawal (with roll-over to 20%) and multiple waiver options for confinement, disability, or terminal illness.
👨👩👧👦 Tax Deferral & Legacy Benefits:
Tax-advantaged growth and a competitive death benefit to help protect your clients’ legacies.
This is not just another annuity. It’s a strategic wealth-building tool your clients will thank you for recommending.
Start smart — give your clients the growth potential and security they deserve.